“In place of increasing federally insured deposit limits, policy makers should also be looking for ways to invigorate and make even more competitive the private deposit insurance market for business accounts. Additionally, Congress must seek ways to destigmatize use of…
Read more“When the government expands its backing of banks, it gains leverage to enforce ideological conformity. Deposit insurance reform may sound like a technical fix, but it’s part of a broader campaign to turn banks into instruments of federal power. Conservatives…
Read more“This scandal reveals more than just personal gain; it’s a betrayal of the public’s trust in a system already strained by cynicism. When those preaching reform profit from manipulation, they undermine the very foundation of open, honest governance. In America,…
Read more"The bill is called the Main Street Depositor Protection Act, but that title is populist politics at its finest. The bill would raise the FDIC coverage limit from $250,000 to $10 million, for all transaction accounts at banks and credit…
Read more“The existing $250,000 limit protects more than 99% of deposit accounts and most small businesses. The typical small business holds about $12,100 in its deposit account on any given day. Raising the guarantee to $10 million would mainly benefit large…
Read more“‘It’s clear that PESP is driven not by legitimate policy concerns, but by who is willing to pay them,’ Pinpoint Policy Institute executive director Eric Ventimiglia told the Washington Examiner. ‘The facts show that this group is simply an extension…
Read more“As Trump has made clear, the current system is indeed on its way out. We must now determine how we move forward without endangering the unique, successful partnership the government has with researchers — one that has advanced healthcare more…
Read more"Weaponizing the law against political opponents — known as "lawfare" — is most commonly associated with the actions of the FBI against President Trump during the Obama and Biden years. We now see this playbook being used by activist attorneys…
Read more“In a statement to The Center Square, Eric Ventimiglia of Pinpoint Policy Institute wrote that ‘the Washington State Treasurer’s office outsourced official state functions to a far-left advocacy group with zero expertise in housing policy. On the same day legislators…
Read moreThis week, Pinpoint Policy Institute joined the Taxpayers Protection Alliance and 8 other groups in sending a letter to the Senate Banking Committee and House Financial Services Committee opposing proposals to increase the FDIC deposit insurance limit. Read more here:…
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