June 25, 2026 | The Point
Is NAIC a Leaking Ship?
Earlier this month, an unauthorized third-party breached the National Association of Insurance Commissioners (NAIC) systems, exposing 2.1 million insurer regulatory filings PDFs, 40,000 quarterly filings, and over 45,000 licensed rating agency files from Moody’s Fitch, S&P, and others. To add...
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June 24, 2026 | The Point
Colorado Gets It Right On Interchange Fees
Earlier this month, Colorado Governor Jared Polis vetoed Senate Bill 26-134, legislation that would have prohibited interchange fees from being charged on the sales tax portion of credit and debit card transactions. While supporters framed the proposal as a way...
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June 18, 2026 | The Point
The Market Speaks: Visa/Mastercard Settlement Shows Why Congress Should Sit Down on the CCCA
Highlights: Last week, a federal judge handed down a ruling that reframes the entire debate over credit card swipe fees, and Congress should be paying attention. The ruling granted preliminary approval of a $38 billion settlement between Visa, Mastercard, and...
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June 12, 2026 | The Point
New Data Summary: The Private Credit Panic Is Built on a Weak Foundation
A new summary from the International Center for Law & Economics (ICLE) highlights the regulatory alarm around private credit, and concludes that the data do not support the current panic. Economists Lawrence Powell and Julian Morris broke down their recent...
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June 9, 2026 | The Point
New Analysis: Private Credit Isn’t Breaking the Insurance System, But Overregulation Could
A new white paper from the International Center for Law & Economics finds that life insurers with larger private credit allocations are stronger, not weaker, undermining the case for heavy-handed regulatory intervention. Using National Association of Insurance Commissioners (NAIC) annual...
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