November 7, 2025 | The Point
In recent weeks, a range of conservative and taxpayer-focused groups have warned against costly FDIC insurance expansion proposals now circulating in Congress: American Action Forum: “Deposit insurance plays a vital role in financial stability, but its scope must be clearly...
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October 13, 2025 | The Point
Highlights The American Economic Liberties Project (AELP) presents itself as a non-partisan driving force in the anti-monopoly movement, claiming its mission is to translate “intellectual victories” into real policy changes to combat what it calls a national “crisis” of concentrated...
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October 8, 2025 | The Point
The Point October 8, 2025 Over the past year, Pinpoint has conducted a comprehensive Freedom of Information Act (FOIA) program seeking to uncover and expose the non-public activities of liberal activist groups working to influence government agencies, legislatures, regulatory bodies,...
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October 6, 2025 | The Point
Today, the Pinpoint Policy Institute is highlighting “NAIC Watch: The National Association of Insurance Commissioners (NAIC) Puts America Last.” This compilation exposes NAIC’s growing issues with transparency, accountability, and a misguided focus on international agendas that undermine American insurance markets...
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October 1, 2025 | The Point
The Point October 1, 2025 Highlights: The unchecked expansion of government bureaucracy often leads to mission creep, where agencies stray far from their original intent. In Washington, few agencies exemplify the dangers of government bureaucracy quite like the Consumer Financial...
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November 12, 2025 | Op-Eds
“In place of increasing federally insured deposit limits, policy makers should also be looking for ways to invigorate and make even more competitive the private deposit insurance market for business accounts. Additionally, Congress must seek ways to destigmatize use of...
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November 5, 2025 | Op-Eds
“When the government expands its backing of banks, it gains leverage to enforce ideological conformity. Deposit insurance reform may sound like a technical fix, but it’s part of a broader campaign to turn banks into instruments of federal power. Conservatives...
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October 31, 2025 | Op-Eds
“This scandal reveals more than just personal gain; it’s a betrayal of the public’s trust in a system already strained by cynicism. When those preaching reform profit from manipulation, they undermine the very foundation of open, honest governance. In America,...
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October 21, 2025 | Op-Eds
“The bill is called the Main Street Depositor Protection Act, but that title is populist politics at its finest. The bill would raise the FDIC coverage limit from $250,000 to $10 million, for all transaction accounts at banks and credit...
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October 20, 2025 | Op-Eds
“The existing $250,000 limit protects more than 99% of deposit accounts and most small businesses. The typical small business holds about $12,100 in its deposit account on any given day. Raising the guarantee to $10 million would mainly benefit large...
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