The Point February 9, 2026 President Trump’s message is simple: your money, your choice. Last summer, Trump issued an Executive Order to open private market investments to American retirement savers. The administration made it clear that the same wealth-building tools…
Read more“A Washington advocacy organization is asking the Internal Revenue Service to review the tax-exempt status of the Institute for the Fiduciary Standard (IFS), citing alleged violations of federal nonprofit disclosure rules and an apparent lack of transparency about the organization’s…
Read moreToday, Pinpoint Policy Institute joined Americans for Tax Reform and a coalition of more than two dozen conservative organizations urging members of Congress to oppose price controls on credit cards, including efforts to impose caps on interest rates or the…
Read more“But capping interest rates would do the most damage to low-income and higher-risk households - who are most likely to rely on credit cards for such emergencies. When lenders are unable to charge rates that match the risk, they tighten…
Read more“Labor Department Deputy Secretary Keith Sonderling pledged to deliver a new rule on the inclusion of investments like private-equity and private-credit in pension plans. The rule will prioritize transparent standards that will give plan sponsors cover against potential litigation that has…
Read more“In place of increasing federally insured deposit limits, policy makers should also be looking for ways to invigorate and make even more competitive the private deposit insurance market for business accounts. Additionally, Congress must seek ways to destigmatize use of…
Read more“When the government expands its backing of banks, it gains leverage to enforce ideological conformity. Deposit insurance reform may sound like a technical fix, but it’s part of a broader campaign to turn banks into instruments of federal power. Conservatives…
Read more“This scandal reveals more than just personal gain; it’s a betrayal of the public’s trust in a system already strained by cynicism. When those preaching reform profit from manipulation, they undermine the very foundation of open, honest governance. In America,…
Read more"The bill is called the Main Street Depositor Protection Act, but that title is populist politics at its finest. The bill would raise the FDIC coverage limit from $250,000 to $10 million, for all transaction accounts at banks and credit…
Read more“The existing $250,000 limit protects more than 99% of deposit accounts and most small businesses. The typical small business holds about $12,100 in its deposit account on any given day. Raising the guarantee to $10 million would mainly benefit large…
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