Highlights A new report from the American Consumer Institute identifies risks that NGOs such as the National Association of Insurance Commissioners (NAIC) pose to consumers. The NAIC makes decisions behind closed doors, is exempt from standard nonprofit financial disclosures, and…
Read moreHighlights: The Federal Reserve's proposal to lower debit interchange fee caps will primarily benefit large retailers while increasing banking costs for consumers and reducing financial inclusion. Historical evidence, including studies from the Richmond Fed and the University of Chicago, demonstrates…
Read moreHighlights This morning, Oren Cass of American Compass criticizes conservative views on tax policy in The New York Times, a viewpoint that is substantially at odds with conservative policymakers and voters. Public comments from conservative policymakers and Pinpoint’s recent polling…
Read moreNew Treasury Secretary Scott Bessent's confirmation suggested a gradual, measured approach to tariffs, diverging from President Trump's sweeping campaign promises, but subsequent trade policy developments have conformed to neither vision. Oren Cass, founder of American Compass, has defended erratic tariff…
Read moreHighlights: A new survey conducted by Fabrizio Ward and commissioned by Pinpoint reveals strong bipartisan support (57% - 13%) for expanding 401(k) investment options, including private equity, with even higher support among Trump voters (71% - 8%) and current 401(k)…
Read moreHighlights: The U.S. House Energy & Commerce Environment Subcommittee examined the EPA's overreach under the Lautenberg Act, highlighting how its mismanagement of TSCA has stifled innovation, endangered supply chains, and given foreign adversaries like China a competitive edge. Witnesses criticized…
Read moreHousing affordability is a critical challenge, and new research from the Texas Conservative Coalition Research Institute (TCCRI) offers policy solutions that address the root causes of this issue. The report also dispels the myth that institutional investors are to blame…
Read moreOn Friday, Pinpoint Policy Institute submitted a comment letter to the Federal Reserve in response to a study examining the impact of new capital standards on U.S. insurers. Pinpoint was joined by Americans for Tax Reform and the American Consumers…
Read moreHighlights: A coalition representing many U.S. employers has filed suit challenging changes to the Hart-Scott-Rodino (HSR) premerger notification rules imposed by the Federal Trade Commission (FTC) and Department of Justice (DoJ). This burdensome set of new rules will impose steep…
Read moreHighlights California's history of high regulatory costs and natural disaster vulnerabilities has strained its insurance market to the brink, with major providers retreating and homeowners increasingly reliant on the state-run FAIR Plan. Recent insurance reforms, including the adoption of forward-looking…
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